Popova is still in deep mourning seven months after her husband's death. She stays alone at her country house, refusing to go out or to see anybody. Suddenly, Smirnov arrives and rudely insists on seeing her. Popova's late husband owed him 1200 roubles and he demands the debt be paid at once because his creditors are after him.

Popova delays. Smirnov insists, makes light of Popova's mourning, and refuses to leave. They angrily vie with one another: "Men are rude and inconstant!" "Women are fickle and manipulative!" (It turns out that Popova's husband was actually a liar and cheat, but she remains true to his memory just to show him how faithful a woman can be.)

Smirnov challenges her to a duel for insulting him and Popova brings out her husband's pistols. At this point Smirnov realizes that he has fallen in love with this tough, spunky woman. Popova vacillates for a moment, but they end up in each other's arms. (All this in 12 pages.)